Call (714) 736-9048HIGH-RISK AUTO INSURANCE
Need auto insurance after a DUI? Start with a real person.
A DUI can make insurance confusing and expensive. We help California drivers understand insurance and SR-22 requirements, compare eligible options, and organize the next insurance step.
Free, no-obligation quote. Availability and price depend on carrier underwriting.
How we can help
- ✓ SR-22 filing assistance when required
- ✓ Owner and non-owner options based on eligibility
- ✓ Help reviewing DMV insurance notices
- ✓ Clear English and Spanish assistance throughout California
Frequently asked questions
Will I need an SR-22 after a DUI?
Many California drivers are required to maintain an SR-22 after a DUI, but requirements depend on the DMV or court order. Confirm your specific requirement with the issuing authority.
What should I do after receiving a DMV notice?
Review the effective dates and listed requirements, verify your driver and vehicle information, and obtain eligible coverage if required. An agent can help with the insurance portion, but confirm legal and license requirements directly with the DMV or court.
Does every insurer offer DUI coverage?
No. Eligibility and pricing vary by insurer, driving record, vehicle, location, coverage and other underwriting factors. An independent agent can compare available options.
Can I use non-owner insurance after a DUI?
A non-owner policy may be available if you do not own or regularly use a vehicle. It is not appropriate for every driver, so disclose all vehicles you own, use or can access.
Can Street Smart guarantee a low price or reinstatement?
No. Premiums depend on carrier underwriting, and license reinstatement is controlled by the DMV or court. We can compare eligible insurance options and help with an SR-22 filing when required.
Can I obtain same-day coverage?
In many cases, some carriers may offer a same-day effective date after receiving a complete application, required documents, underwriting approval and applicable payment. Availability is not guaranteed and varies by carrier, product and the applicant’s circumstances.