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A STREET SMART SPECIALTY

Food Truck Insurance

Protect your truck, your business, and the opportunities you’ve worked hard to build.

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POLICIES THAT MAY PROTECT YOU

Food truck protection combines several policies.

Start with the coverage you need. Our native forms send your request directly to Street Smart.

Commercial AutoProtection for the vehicle used in your business.General LiabilityInjury, property damage, and COI requirements.Workers’ CompensationEmployees, payroll, and workplace injuries.
Excess & Commercial UmbrellaAdditional limits above eligible policies.Other specialized coverageRequest help from a specialist.

PROTECTION FOR YOUR BUSINESS

Why is food truck insurance essential?

Stay compliant and ready to operate

Your food truck is both a vehicle and a business. Appropriate commercial coverage helps satisfy applicable requirements and protects the vehicle you depend on to operate.

Protect your business

An accident, injury, property-damage claim, or lawsuit can affect your truck, business, income, and assets. The right coverage helps protect what you have built.

Create more opportunities

Properties, venues, and event organizers frequently request a Certificate of Insurance before allowing a food truck to operate. We help you respond correctly.

COI SOLUTION CENTER

What is a Certificate of Insurance (COI)?

A COI is a document that summarizes important information about your insurance, including the carrier, named insured, policy numbers, coverage types, limits, and effective dates.

With more than 40 years of combined experience, our team specializes in complex certificate requests. Send us the requirements and we’ll help manage the process from beginning to end.

Requests may require:

  • Additional insured status for property owners, managers, employees, agents, or volunteers
  • Waivers of subrogation
  • Higher coverage limits
  • Specific coverage types or forms
  • Customized wording and supporting endorsements

WE HANDLE THE DETAILS

How do we make COIs easier?

  1. 1

    Send us the requirements

    Forward the email, contract, sample certificate, or instructions you received.

  2. 2

    We review the request

    We identify the required coverage, limits, wording, endorsements, and supporting forms.

  3. 3

    We manage the process

    We help with the certificate, endorsements, waivers, and other necessary documents.

  4. 4

    We check the details

    We work to ensure the documents accurately reflect the approved coverage and requirements.

  5. 5

    We deliver the documents

    Once complete, we can send them to the property manager, venue, client, or designated recipient.

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Focus on growing your food truck business.

Let Street Smart help with the insurance and certificate requirements.

In many cases, some carriers may offer a same-day effective date after receiving a complete application, required documents, underwriting approval and applicable payment. Availability is not guaranteed and varies by carrier, product and the applicant’s circumstances.
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