A STREET SMART SPECIALTY
Protect your truck, your business, and the opportunities you’ve worked hard to build.
FREE · NO-OBLIGATION QUOTE
Clear answers in English or Spanish, with a team that helps you take the next step.
Have your legal business name, truck and equipment details, operations, employees and current policies ready. For a COI, prepare the certificate holder's name and address, event location and dates, deadline, and written contract requirements, including requested endorsements.
A COI summarizes insurance information; it does not add or change coverage. The policy determines coverage, limits and exclusions. An endorsement changes the policy and may require insurer approval and an additional charge. Being a certificate holder is not the same as being an additional insured.
Our team reviews the requirements and policy, asks for missing details, and explains whether you need a certificate, a change or additional coverage. Use the existing request and secure upload. Submitting a request does not issue a COI or endorsement; approval and timing depend on the insurer. Same-day approval is not guaranteed.
Office hours (Pacific time): Monday–Friday, 9 a.m.–6 p.m. You may send a request outside office hours for review during office hours.
POLICIES THAT MAY PROTECT YOU
Start with the coverage you need. Our native forms send your request directly to Street Smart.
PROTECTION FOR YOUR BUSINESS
Your food truck is both a vehicle and a business. Appropriate commercial coverage helps satisfy applicable requirements and protects the vehicle you depend on to operate.
An accident, injury, property-damage claim, or lawsuit can affect your truck, business, income, and assets. The right coverage helps protect what you have built.
Properties, venues, and event organizers frequently request a Certificate of Insurance before allowing a food truck to operate. We help you respond correctly.
COI SOLUTION CENTER
A COI is a document that summarizes important information about your insurance, including the carrier, named insured, policy numbers, coverage types, limits, and effective dates.
With more than 40 years of combined experience, our team specializes in complex certificate requests. Send us the requirements and we’ll help manage the process from beginning to end.
WE HANDLE THE DETAILS
Forward the email, contract, sample certificate, or instructions you received.
We identify the required coverage, limits, wording, endorsements, and supporting forms.
We help with the certificate, endorsements, waivers, and other necessary documents.
We work to ensure the documents accurately reflect the approved coverage and requirements.
Once complete, we can send them to the property manager, venue, client, or designated recipient.
CUSTOMER REVIEWS
FAQ
Not necessarily. Food truck protection often combines several policies. The mix can include commercial auto, general liability, workers’ compensation, and coverage for equipment or property, depending on the operation.
Properties, commissary kitchens, cities, and event organizers may ask for evidence of insurance, limits, or endorsements before allowing a food truck to operate. A certificate summarizes information such as the carrier, named insured, policy numbers, coverage types, limits, and effective dates.
Do not assume that it does. Grills, refrigerators, generators, inventory, and other equipment may need separate coverage.
In many cases, some carriers may offer a same-day effective date after receiving a complete application, required documents, underwriting approval and applicable payment. Availability is not guaranteed and varies by carrier, product and the applicant’s circumstances.
Let Street Smart help with the insurance and certificate requirements.
In many cases, some carriers may offer a same-day effective date after receiving a complete application, required documents, underwriting approval and applicable payment. Availability is not guaranteed and varies by carrier, product and the applicant’s circumstances.